Jorge Valentin

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Home Insurance in Spain

Tu seguro de hogar con todas coberturas

Coberturas generales

Asegura tu casa principal, tu segunda residencia o protégete como arrendador garantizando las rentas del alquiler. Si eres inquilino, asegura tus pertenencias en caso de robo.

Seguro de Hogar Completo

Fire, explosion and lightning strike
Extended guarantees
Other damages
Water damage
Basic civil liability
Home assistance
Anti-squatter sensor
IT assistance
Basic Legal Protection
DIY services
Theft and robbery
Get a quote

¿Por qué contratar un seguro de hogar con nosotros?

Because we are experts and want the best for you

Personalised coverage adapted to your needs

We offer a home insurance policy that adapts to you. Whether you need to protect your main home, a second residence or guarantee your rental income as a landlord, we have an option for every need. You can also customise the cover, choosing only what you really need to protect your home without overpaying.

Close, personalised service at all times

We know how important your home is, which is why we offer a close, personalised service. Our team is always available to resolve any incident quickly, from breakdowns to claims, without any fuss. We take care of everything so you don’t have to worry about a thing.

Complete protection, even for your belongings

With our home insurance policies, we not only protect the structure of your home, but also your personal belongings. Whether you are an owner or a tenant, we cover you against theft and damage, providing peace of mind and security at all times.

¿Te gustaría contratar el Seguro de Hogar Caser con nosotros?

GET A QUOTE HERE

Coberturas generales de tu seguro de hogar

Cuidan de ti y de tu casa

Water damage

Cada 14 segundos se producen daños por agua en los hogares españoles: goteras, humedades, filtraciones… Con esta cobertura, te garantizamos la reparación de la avería y cubrimos los daños materiales que pueda causar.

Aesthetic damage

El seguro de hogar no solo repara las incidencias, sino que deja tu casa como si nada hubiera pasado. Con esta garantía, nos aseguramos de cuidar cada detalle para que, en caso de siniestro, la estética de tu hogar no se vea afectada.

Civil liability

Nos hacemos cargo de las indemnizaciones, costes judiciales y fianzas cuando tus actos o averías afecten a otras personas, como una inundación en tu casa que cause daños al vecino.

 

Theft

Te indemnizamos por los daños que los ladrones causen en tu casa (puertas, ventanas, paredes…), así como por los bienes asegurados que hayas perdido. Además, también cubrimos atracos fuera de la vivienda y el uso fraudulento de tus tarjetas de crédito o débito.

Ventajas de elegir nuestros seguros para tu hogar

Different policy options

Seguros de hogar adaptados a tu bolsillo. Porque proteger tu casa no debe ser un lujo, sino una necesidad accesible para todos.

Efficient management

Realiza todas las gestiones de tu seguro de forma online, ya sea para abrir un parte o conocer su estado, desde tu ordenador o móvil. Nos gusta hacer que el uso de tu seguro de hogar sea fácil y rápido, sin papeleos, sin llamadas interminables y sin términos complicados.

Protection

We know how to look after your home. Today, more than 1.4 million homes trust us, and we handle more than 465,000 breakdowns per year.

Do you have a detached, semi-detached or terraced house?

And also, all the usual coverages of our home insurance: flooding, fire, theft…100% specific cover: unique benefits for your garden, garage, solar panels…

  • We look after your home: whatever you need, with the specialist detached house insurance, we send a professional to do it for you. Handyman, electrician, plumber, etc.!
  • And also, all the usual coverages of our home insurance: flooding, fire, theft…

Servicios diferenciales para tu hogar

Que hacen tu día a día más fácil

Bricocaser and BricoChalet

Profesionales que te sacarán de un apuro, haciéndose cargo de pequeñas tareas de mantenimiento o bricolaje, como montar un mueble, instalar un grifo o colocar un estor. ¡Descubre todo lo que pueden hacer por ti!

Electrocaser

Los electrodomésticos son de los que más uso tienen en casa. Con este servicio, reparamos las averías de tu nevera, congelador, lavadora, lavavajillas, vitrocerámica, horno, y más.

 

Legal defence

Evita preocupaciones y gastos innecesarios. Con nuestro servicio de defensa jurídica, cubrimos los honorarios de abogados, peritos, costas judiciales y gastos notariales para otorgar poderes en tu nombre.

Preguntas frecuentes

What types of home insurance are available in Spain?

Caser Hogar offers different home insurance options to suit your needs and those of your property. Depending on how you use your home and the level of protection you are looking for, you will find the perfect option for you.

  1. Insurance for your main home:
  • Caser Hogar Online: Essential cover to protect you from the most common unforeseen events.
  • Comprehensive home insurance: Maximum protection with up to 3 different levels of cover and flexible prices.
  • Modular home insurance: The most customisable option, where you choose only the cover you need and pay exclusively for those.
  1. Insurance for your second home (Caser Yavoiyó):

Insurance that works for you in the event of unforeseen incidents at your second home, saving you time and money. It also includes legal advice and defence for illegal occupation situations.

  1. Insurance for landlords (rent default):

With Caser Alquiler ATODORIESGO, we guarantee rent collection in the event of non-payment by your tenant.

  1. Insurance for tenants:

Ideal for those who live in rented accommodation. We cover up to 300,000 € for damage you may cause to the property, neighbours or third parties. We also compensate you for the loss of your belongings in the event of theft.

What is the cost of home insurance in Spain?

The cost of home insurance in Spain varies depending on the characteristics of your property and the level of cover you choose. There is no single fixed price for this type of insurance.

To find out the exact price of your home insurance, please contact us and we will provide you with a no-obligation quote.

What is the difference between contents and building cover in home insurance?

There are two key concepts when insuring your home: contents and building. Contents refers to everything inside your home (furniture, appliances, personal belongings), while building refers to the physical structure itself (walls, roof, floors, fixed installations). Most home insurance policies cover both, but the level of cover can vary. It is important to check what each policy includes to make sure you are properly protected.

Does home insurance cover weather-related damage to my home?

Yes, the basic building cover of your home insurance acts in the event of weather-related damage. It covers the following situations:

    • Rain, when the intensity exceeds 40 litres per square metre per hour.
    • Wind, when it exceeds 96 km/h.
    • Snow or hail damage to the building.
    • Flooding caused by the overflow of rivers, streams or the sea.

If you have any questions about what your policy covers, do not hesitate to contact us.

Is home insurance compulsory in Spain?

If you are wondering whether home insurance is compulsory in Spain, the answer is no. However, there are some exceptions where you are required to have a policy.

For example, if your property has a mortgage or if your rental agreement specifies it, the home insurance policy must meet certain requirements.