Family Health Insurance
Family health insurance coverage
Choose yours now
Why choose family health insurance with us?
BECAUSE WE ARE EXPERTS AND WE WANT THE BEST FOR YOU
Comprehensive and accessible coverage for all family members
From the youngest to adults, family health insurance offers a range of coverage designed for the needs of every stage of life. We include more than 45,000 specialists in all areas, fast attention for tests and consultations, and also basic dental services at no extra cost so the whole family is always taken care of.
Fast medical attention with no long waiting times
When it comes to health, time is everything. With family insurance, you will have access to medical consultations, tests, and treatments quickly and easily, without the usual delays of waiting lists. This means more peace of mind and well-being for your family when they need it most.
Personal and expert care tailored to your family
We strive to ensure that every family feels supported by a team of professionals who care about their well-being. Our medical and care team is available 24 hours a day, ready to help you with any query or emergency.
Would you like to take out Caser Health Insurance with us?
What does Caser family health insurance offer?
Medical network
You have access to an extensive medical network, with more than 13,000 clinics, medical centres and hospitals, and more than 45,000 prestigious professionals at your service across all specialities.
No waiting times
Save time caring for your loved ones, avoiding long waiting lists. With Caser Salud, you can access medical consultations, hospital care, and surgical procedures quickly and easily, with no unnecessary delays.
Quality and diagnostic tests
We provide the quality you need to care for the whole family, especially the little ones, with a wide range of diagnostic tests: clinical analysis, ultrasounds, CT scans, MRIs, and more.
Birth preparation
We offer a comprehensive childbirth preparation programme that supports you throughout pregnancy and the arrival of your new baby, including prenatal care, specialist consultations, and postpartum home care.
Primary medicine
With primary care coverage that includes specialists in paediatrics and child psychology, as well as other services such as biomechanical foot study. Because when it comes to your family’s health, you always deserve the best care.
Specialists 24 hours a day
Access specialists around the clock through our telephone and online guidance services in paediatrics, general medicine, and psycho-emotional support.
3 Advantages of Family Health Insurance
Save on medical expenses
The Integral family health insurance plan offers reimbursement of optical, pharmacy, and children’s vaccination expenses, giving you back up to €100 per year per insured person. If your little one needs their first glasses or you’ve had to visit the pharmacy frequently, family health insurance saves you money.
100% differential services
All family health insurance plans, regardless of the tier, include differential services at no extra cost:
Caser Medical Centre: your doctor always at hand. Make calls, video calls, or chat with specialists in multiple medical areas, with no co-payment and no consultation limit. Resolve your queries from home with no waiting.
Selfie Health: a health indicators tool.
My Emotional Wellbeing Platform: support for your mental health.
Health at every level
General health also includes dental care, which is why family health insurance includes a dental supplement in all plans. This benefit covers at no cost up to 25 basic dental services: consultations, diagnoses, extractions, cleanings, and more. You can also access additional dental treatments at reduced prices, ensuring significant savings on your dental visits.
Frequently asked questions
Who is family health insurance aimed at?
Family health insurance plans are designed for those who want to protect their loved ones at all times. They are ideal for families who want access to quality healthcare without waiting, with comprehensive and flexible coverage that adapts to the needs of each family member, from the youngest to the oldest.
How many family members can I include in my health insurance?
As many as you like.
Is there an age limit for taking out health insurance for children?
There is no minimum age for the children in the plan, as a child can be registered as insured from birth. From the age of 14, they can also take out their own independent insurance.
Can I include my child in the policy regardless of their age?
Yes, you can include your child in the policy regardless of their age, as long as they are a dependent. Children under 14 are included as dependents, while from age 14 they can be registered as independent insureds.
Which is better, family health insurance with or without co-payment?
The main difference between health insurance with and without co-payment is the price. Insurance with co-payment has a lower premium, but you pay a small amount each time you use a medical service. Insurance without co-payment has no additional cost per visit but typically has a higher monthly premium.
What should I consider when taking out family health insurance?
There are several key factors to consider: the medical network available (number of centres and specialists), whether it includes co-payment or not, coverage for children and pregnancy, waiting periods for certain treatments, and additional services such as 24-hour telephone support, emotional wellbeing platforms, and dental care supplements.