Home insurance in Spain. Your home protected, even when you are away.
For your main home, your holiday home or the property you rent out on the Costa Blanca. We prepare a tailored quote with Helvetia (formerly Caser) and speak English.
- Quote within 24 hours
- In English on WhatsApp
- Even when you are not in Spain
What kind of home do you have in Spain?
Your holiday home, protected while you are away
For the apartment or house you use in the holidays that stays empty for weeks or months.
- Theft and water damage, the biggest worries in an empty home
- We adapt the policy to how you really use it
- We explain upfront what is covered while the home is empty
- Everything on WhatsApp, even from abroad
Your main home in Spain, properly insured
For the home you live in all year. We insure the building (walls, floors, installations) and the contents (furniture, appliances, your belongings).
- We work out the right sums insured with you
- Water damage, fire, theft and liability
- Appliance repairs and handyman, depending on the policy
- If something happens, we report the claim for you
Extra pack for your villa
For detached and semi-detached houses. The Pack Chaletísimo is added to your home insurance and covers what an apartment does not have.
- Outdoor pipes: leaks, overflows and blockages
- Garage door: electrical, mechanical or electronic faults
- Solar panels: theft, glass breakage and electrical damage
- A tradesperson for irrigation, awnings or outdoor lighting
Holiday lets
For apartments and houses you rent out by the day or week.
- Includes the liability cover required for tourist rentals
- Legal defence against squatting
- We advise you based on your type of licence
What your home insurance covers
The exact cover depends on the policy you choose. We explain everything before you sign, no small print.
Fire, explosion and lightning
Damage to your home and your belongings.
Water damage
Leaks, seepage or a burst pipe: the repair and the damage.
Theft and burglary
What is stolen and damage to doors or windows.
Liability
If damage from your home affects the neighbours, the policy pays.
Aesthetic damage
After a claim, your home is restored to how it was.
Handyman
A professional for small jobs, depending on the policy.
Household appliances
Repairs to your fridge, washing machine and more, depending on the policy.
Legal protection
Lawyers and experts if you have a dispute about your home.
What we see every day with expats
Many expats on the Costa Blanca live here part of the year or have a home they rent out. That is why the policy must match how you really use the property.
- Home closed for months: theft, water and squatting are the biggest worries.
- The previous owner's policy: often taken over without checking what it covers. We review it free of charge.
- Unclear sums insured: being underinsured means a lower payout. We work it out with you.
- Reporting a claim from abroad: send us photos on WhatsApp and we do the rest.
How it works
Send us a message
On WhatsApp, by phone or at the office. We only ask for what we need.
Quote within 24 hours
With the cover clearly explained, so you can compare it with what you have.
We handle the rest
Coming from another insurer? We help with the switch and the dates. You can sign remotely.
If something happens
We report the claim with you and follow it through to the end, even if you are abroad.
What our clients say
Frequently asked questions about home insurance in Spain
Can I take out the policy without being in Spain?
Yes. We arrange everything on WhatsApp and by email, in English. If you are nearby, you can also visit our office in Gran Alacant or El Altet.
Is home insurance compulsory in Spain?
Not always. If you have a mortgage, the property (the building) must be insured. The bank cannot force you to take out that insurance with them.
What is the difference between buildings and contents?
Buildings cover the structure: walls, floors, roof and installations. Contents cover what is inside: furniture, appliances and your personal belongings. We insure both.
My home is empty for months. Am I still covered?
You must say so when you take out the policy, so it matches how you really use the home. Then there are no surprises if something happens while you are away.
How do I get a quote?
Send us the address, the square metres and the type of property on WhatsApp. You will receive a personal quote within 24 hours, with no obligation.
Get your home insurance quote
Personal, no obligation and within 24 hours. In English.
All your insurance in Spain with one office, handled on WhatsApp in English.